KOMPATO

What this means for you

Not registered yet, but its 08 Dec 2025 filing date beats anything filed after it. If it registers, the owner can stop confusingly similar uses in the classes it covers.

Record

Serial number

79441979

Mark type

Design + words

Filed

08 Dec 2025

Attorney of record

Brent E Routman

Goods and services

• Class 036 — Insurance and financial services: Financial advisory services relating to credit; advisory services relating to financing; credit consultancy; credit financing; financial services, namely, financial consultation; banking services; monetary services, namely, valuation of assets in the nature of consumer debt portfolios; financial and monetary transaction services, namely, credit card, debit card, and loan payment transaction processing services; consultancy in the field of consumer lending; consumer credit services, namely, consumer credit consultation, loan brokerage, arranging of consumer loans, processing of consumer credit and loan applications, and arranging and administering debt repayment and settlement plans for consumers; financial underwriting of consumer and business loans; credit rating services; financial risk assessment services; financial risk management; financial evaluation of consumer debt portfolios and financial analysis; financial data analysis for the purposes of identifying fraudulent activity; financial services relating to loans, namely, loan default mitigation services; financial services relating to credit cards, namely, debt collection and administration of repayment plans in respect of credit card accounts; financial credit scoring services; credit risk management; financial valuation services of consumer debt portfolios; preparation of credit reports; preparation of credit rating reports; financial analysis and preparation of reports relating thereto; Organising financial collections, namely, first-party and third-party debt collection agency services; financial services, namely, debt restructuring; debt recovery services; financial management of financial assets; valuation of assets in the nature of consumer debt portfolios; monitoring of financial lending portfolios; online financial planning services; providing financial information; providing information, including online, about insurance, financial and monetary affairs and real estate affairs; processing of electronic cash transactions; merchant services, namely, processing of payment transactions via the internet; trade finance services, namely, financing services and lines of credit for business customers; consumer lending services
• Class 042 — Scientific and technological services: Design and development of computer hardware and software; computer programming; computer technology consultancy; online data storage; design and development of data processing systems; design and development of data storage systems; design of facial recognition software; electronic data storage services; data migration services; data mining; database development services; hosting of databases; research relating to the development of computer programs and software; electronic monitoring of credit card activity to detect fraud via the internet; electronic monitoring of monetary and financial transactions to detect fraud via the internet; artificial intelligence technology consultancy; artificial intelligence as a service (AIaaS) featuring software using artificial intelligence for automated omnichannel customer communications by voice, text messaging, email and online chat, first-party and third-party debt collection, negotiation and administration of debt repayment and settlement plans, credit scoring and credit risk assessment, and identity verification, in the fields of banking, consumer finance and debt collection, for use by creditors, lenders, debt buyers and collection agencies; artificial intelligence as a service (aiaas) featuring software using artificial intelligence for data exploration, data assessment, data analytics and business analytics; artificial intelligence as a service (aiaas) featuring software using artificial intelligence for human interaction and text and voice analysis; artificial intelligence as a service (aiaas) featuring software using artificial intelligence for machine-human interaction; providing temporary use of online non-downloadable software using artificial intelligence for machine-human interaction; artificial intelligence as a service (aiaas) featuring software solutions for investment and financial portfolio management, cross-sell, collections, and debt settlement and advisory services related thereto; artificial intelligence as a service (aiaas) featuring software using artificial intelligence for customer relationship management; software as a service (SaaS) featuring software for debt collection management, automated omnichannel customer communications, negotiation and administration of debt repayment and settlement plans, credit decisioning, payment processing and identity verification, in the fields of banking, consumer finance and debt collection; software as a service (SaaS) featuring software for cognitive computing for use in banking, consumer finance and debt collection services; software as a service (saas) services featuring software for data management; software as a service (saas) featuring artificial intelligence software for facial and speech recognition; "authentication services for security, namely, user authentication services using technology for e-commerce and banking transactions; identity verification for computer security purposes, namely, user authentication services using technology for e-commerce and banking transactions; authentication of users accessing computer networks, namely, user authentication services using technology for e-commerce and banking transactions; providing user authentication services using biometric hardware and software technology for e-commerce transactions, for access control, banking online, crypytocurrency transactions, and password management; quality control for others in the field of customer communications and debt collection services, and authentication of personal identification documents

Owner

• Trust IQ Pte. Ltd., SG

Prosecution history

• 29 Sept 2026 — TEAS/EMAIL CORRESPONDENCE ENTERED
• 29 Sept 2026 — CORRESPONDENCE RECEIVED IN LAW OFFICE
• 29 Sept 2026 — TEAS RESPONSE TO OFFICE ACTION RECEIVED
• 18 Jun 2026 — REFUSAL PROCESSED BY IB
• 02 Jun 2026 — NON-FINAL ACTION MAILED - REFUSAL SENT TO IB
• 02 Jun 2026 — REFUSAL PROCESSED BY MPU
• 22 Apr 2026 — NON-FINAL ACTION (IB REFUSAL) PREPARED FOR REVIEW
• 21 Apr 2026 — NON-FINAL ACTION WRITTEN
• 10 Apr 2026 — ASSIGNED TO EXAMINER
• 28 Jan 2026 — APPLICATION FILING RECEIPT MAILED
• 28 Jan 2026 — NEW APPLICATION OFFICE SUPPLIED DATA ENTERED
• 22 Jan 2026 — SN ASSIGNED FOR SECT 66A APPL FROM IB