POINTBAGEL

What this means for you

Not registered yet, but its 04 Nov 2026 filing date beats anything filed after it. If it registers, the owner can stop confusingly similar uses in the classes it covers.

Record

Serial number

50199867

Mark type

Word mark

Filed

04 Nov 2026

Attorney of record

TIMOTHY D. TAYLOR

Goods and services

• Class 036 — Insurance and financial services: Providing financial information in the field of credit card and charge card rewards, benefits, fees and loyalty programs via a website
• Class 042 — Scientific and technological services: Application service provider featuring application programming interface (API) software for enabling third-party artificial intelligence assistants to access credit card and charge card information, rewards calculations, card comparisons, card portfolio analysis, and personalized recommendations; Software as a service (SAAS) services featuring software for personal and business credit card and charge card management, namely, aggregating, tracking, organizing, categorizing, and analyzing credit card and charge card accounts, transactions, and spending across multiple card accounts; separating personal and business card portfolios; tracking card benefits, annual fees, rewards points, and travel loyalty programs; Software as a service (SAAS) services featuring software for analyzing and optimizing the use of credit card and charge card portfolios, namely, analyzing spending patterns to identify which card to use for purchases, calculating and comparing credit card and charge card rewards and benefits, calculating rewards point values, analyzing transfers of rewards points to airline and hotel loyalty programs, evaluating annual fee value, evaluating credit card application and welcome offer eligibility based on card issuer rules; Software as a service (SAAS) services featuring software for analyzing and optimizing the use of credit card and charge card portfolios, namely, analyzing spending patterns to identify rewards redemption opportunities, and generating personalized recommendations concerning credit card and charge card selection and use; Software as a service (SAAS) services featuring software for personal and business credit card and charge card management, namely, identifying interest charges, late fees, and annual fees charged to card accounts; identifying credit cards and annual fees that may qualify for military servicemember fee waivers; and sending notifications concerning detected card charges, expiring card benefits, and annual fee dates

Owner

• Point Alchemy, LLC, Chandler, AZ, US

Prosecution history

• 04 Nov 2026 — APPLICATION FILING RECEIPT MAILED
• 04 Nov 2026 — NEW APPLICATION ENTERED